Our personal loan program is a fixed amount of money given to an individual by a bank or other lender that comes with a fixed interest rate and a fixed repayment term. Personal loans are unsecured, which means that there is no collateral involved.


  • Minimum of 3 Open, Seasoned (at least 12 months), and
  • Primary Revolving Lines.
  • Minimum 680 Credit Score
  • No More than 4 Inquiries per Bureau (we can work with more
  • depending on other factors) within the last 6 month
  • BK Must be Over 5 Years
  • Recent Late Payments, Judgments, Liens, etc. are Case by Case
  • Up to $400,000 each applicant in separate increments
  • 36 to 72 month terms
  • No prepayment penalties
  • Additional 25k-50k for past and current military vets and relatives
  • Interest rates start at 7% to 28% based off credit
  • Must provide proof of yearly income of $40,000 or more

Three easy steps to start the process :

    1. Sign up for an iDentityIQ account for a 7 day trial for $1  click here (please provide log-in information below).
    2. Fill out the form below then submit (Response in 24 to 72 hours).
    3. Once we provide an evaluation, we’ll make a decision rather to proceed forward.
* All personal information will remain confidential and be discarded if client does not enter our program.