Our term loan program is a type of advance that comes with a fixed duration for repayment, a fixed amount as loan, a repayment schedule as well as a pre-determined interest rate. A borrower can opt for a fixed or floating rate of interest for repayment of the advance.


Required Documents to Pre-Qualify


  • 2 prior years of Business Tax Returns
  • Most recent year Personal Tax Return
  • 6 months most recent company bank statements
  • Signed and completed Credit Application
  • 1+ year time-in-business
  • $15,000+/month in revenue
  • FICO above 600 (we can also approve
  • loans for applicants with a less than 600)
  • FICO on an exception basis; (a signed credit
  • application will allow us to grant an exception if possible)
  • Cash flow positive or at least break-even


Term Loans Facts


  • Traditional Term Loan is fully amortized
  • Terms from 1-4 years
  • Fixed monthly payments for the length of the term
  • Loans are available anywhere from 25k -350k

Three easy steps to start the process :

    1. Sign up for an iDentityIQ account for a 7 day trial for $1  click here (please provide log-in information below).
    2. Fill out the form below then submit (Response in 24 to 72 hours).
    3. Once we provide an evaluation, we’ll make a decision rather to proceed forward.
* All personal information will remain confidential and be discarded if client does not enter our program.